Production Insurance

Here is the short of it. Production insurance in Colombia starts with statutory obligations no foreign broker can short-cut. ARL (Administradora de Riesgos Laborales) workplace accident coverage is required under Ley 1562 de 2012 for each crew member on Colombian payroll, EPS health affiliation must be active, and the SG-SST (Sistema de Gestión de Seguridad y Salud en el Trabajo) safety system feeds into any incident response.

Here is the short of it. Heritage and covered-location shoots add another layer: the Cartagena de Indias historic centre, Castillo San Felipe, Catedral de Sal in Zipaquirá, Parques Nacionales sites like Tayrona and Los Nevados, and indigenous areas in La Guajira and the Sierra Nevada all need named liability cover at limits well above the commercial baseline. Our brokers work daily with Sura, Mapfre, Allianz Colombia, AXA Colpatria, and Lloyd's syndicates routed through Bogotá entertainment pros — so the policies we place satisfy the alcaldía, Proimágenes Colombia (national film commission), the TV networks, and the global financier in the same document set.

Here is the breakdown. Each buy-in starts with a risk assessment that maps locations, talent, gear value, stunts, water and aerial work, and the broadcast or theatrical distribution chain that will later demand errors-and-omissions cover under Ley 1915 de 2018 (modernised copyright). We design coverage that bundles cast insurance, negative and faulty stock, props and sets, public liability, employer liability, hired-in gear with DIAN customs riders for ATA carnet inventory, car cover and travel — then bind it through brokers who know both Colombian rules and the global expectations of US studios, UK TV networks, and streaming sites.

Here is what that looks like on the ground. Pro riders address weather-cancellation for Pacific Chocó wet season (13,000mm rain/year in Bahía Solano), security-zone carve-outs that reflect the country's post-conflict reality, indigenous-area liability for cabildo-consented shoots, and altitude/tropical-disease medical evacuation for Sierra Nevada and Amazon work. Certificates of insurance ship within twenty-four hours of binding, claims handling stays in-house, and the records chain keeps CINA and FFC incentive applications clean.